You might not believe but there really is an insurance for Scuba divers. Much like any travel insurance policy, you have to be aware of its coverage as well as its limitations in order for you to understand and be prepared before you venture into scuba diving.
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Dive Assure claims to offer two kinds of policies, dive travel and dive accident. Dive Assure claims to be the only dive travel insurance out there to offer a extensive policy. Everything in their coverage is primary which means that it would cover anything that is related to diving. The coverage is designed to protect you whether this is for a vacation, a diving student policy, or diving at home. Don’t just get the first travel health insurance policy you find. You will want to shop around for various types of plans, such as one way travel insurance and emergency travel insurance.
Dive Assure has not offered any other type of insurance ever, so they make that their claim to fame stressing that they know diving. Even if this may be true, asking questions is still necessary. Ask them what they consider as diving accident. It would be important to ask in cases when the accident is your fault, so you would know if they would still cover for it. You should also know if your equipment is also covered and the types of emergency services they have in the event of a diving accident.
Also when you purchase their diving policy, Dive Assure offers membership that includes benefits. They offer discounts to their store, online stores that they are affiliated with that sell scuba equipment and tools, Car Perks which offers discounts at the dealer on certain makes and models of cars, car rental discounts, magazine subscription discounts, email services with dial-up, and prepaid legal services.
These perks are definitely great but the most important thing is to know the coverage of your diving policy. Ask for the exclusions or the activities that are not covered.
